Car Loan & EMI Management
Having a low Credit Score? Here’s How You Can Still Get a Car Loan
People with credit scores lower than 670 usually have a tough time availing a car loan easily. One can still obtain a car loan with a low credit score by improving it before applying, as long as there are timely payments on previous loans, if any.
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Car Loan Tips: Smart Advice on Financing Your Next Car
Paying at least 20% (or more) upfront significantly reduces your loan amount, monthly EMIs, and total interest paid over time
Read moreCar Buying Guide: Tips to Get The Best Car Loan Deal
Financial institutions like banks, NBFCs, and online lenders generally provide up to 90% loan on the car's on-road price.
Read moreHaving a low Credit Score? Here’s How You Can Still Get a Car Loan
**Key Highlights:** * People with credit scores lower than 670 usually have a tough time availing a car loan easily. * One can still obtain a car loan with a low credit score by improving it before applying, as long as there are timely payments on previous loans, if any. * Exploring reasonable options from two or more NBFCs can also help people with low credit scores avail a car loan.
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Top Tips for Getting the Best Car Loan Deal and Saving Money
Compare multiple loan offers and negotiate both the car price and loan terms to secure better savings.
Read more10 Banks with the Lowest Car Loan Interest Rate in India (2026)
10 banks offering the lowest interest rates
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