Top 10 Luxury Cars Under 20 Lakh in India

Author: Jeo George•Published on: 12/29/2025•8 Minutes
Overview:Luxury on a budget – Sounds like an oxymoron, right? The impossible has now become a reality, as carmakers have made affordable cars more luxurious and feature-packed in recent times. Your search for the best car under 20 lakhs in terms of premium and luxurious appeal finally ends here. These new-age budget cars offer much more than just value - they bring style, comfort, and technology that rival higher-end models. Explore our handpicked list of premium cars under 20 lakhs and find the one that fits your lifestyle.
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Key Highlights:


  • SUVs like Hyundai Creta, Kia Syros, Mahindra Thar Roxx and Tata Curvv are the best in terms of luxury and features.
  • The Kia Carens Clavis is currently the most luxurious compact MPV in India.
  • Even mainstream offerings like the Hyundai i20 N-Line and Maruti Suzuki Dzire have redefined luxury in their respective segments.



Best Value-Packed Premium Cars Below 20 Lakhs


Looking for a car that combines premium features, stylish design and strong performance without going over the 20 lakh mark? These value-packed models deliver top-tier experiences at an affordable price.


Hyundai i20 N-Line


Price: Rs 10.00 Lakh – Rs 12.56 Lakh (ex-showroom, Delhi)


A sportier iteration of the i20 hatchback, the Hyundai i20 N-Line is the most premium hatchback available for under 20 lakh. There is no other budget hatchback in India that can match the levels of luxury, equipment and performance that the i20 N-Line offers. The sportier looks of the standard i20 highlight its appeal, and minor suspension and performance upgrades only make the deal even sweeter.


Powertrain details

  • Engine: 1.0-litre three-cylinder turbocharged petrol engine
  • Transmission: 6-speed manual / 7-speed dual-clutch automatic
  • Maximum power: 120 PS @ 6,000 rpm
  • Maximum torque: 172 Nm @ 1,500-4,000 rpm

Kia Carens Clavis


Price: Rs 11.50 Lakh – Rs 21.50 Lakh (ex-showroom, Delhi)


Essentially a facelifted version of the Carens MPV, the new Kia Carens Clavis features a redesigned front fascia, updated tail lamps, an all-new dashboard layout, and several additional features, including a panoramic sunroof and ADAS, over the previous model. There are very few MPV options within the 20 lakh mark, and the Carens Clavis hits the ball out of the park with its best-in-class features.


Powertrain details

  • Engine: 1.5-litre four-cylinder petrol engine / 1.5-litre four-cylinder turbocharged petrol engine / 1.5-litre four-cylinder diesel engine
  • Transmission: 6-speed manual (1.5-litre petrol) / 6-speed manual, 6-speed iMT or 7-speed DCT (1.5-litre turbo-petrol) / 6-speed manual or 6-speed automatic (1.5-litre diesel)
  • Maximum power: 115 PS @ 6,300 rpm (1.5-litre petrol) / 160 PS @ 5,500 rpm (1.5-litre turbo-petrol) / 116 PS @ 4,000 rpm (1.5-litre diesel)
  • Maximum torque: 143.8 Nm @ 4,500 rpm (1.5-litre petrol) / 253 Nm @ 1,500-3,500 rpm (1.5-litre turbo-petrol) / 250 Nm @ 1,500-2,700 rpm (1.5-litre diesel)

Skoda Slavia


Price: Rs 10.49 Lakh – Rs 18.33 Lakh (ex-showroom, Delhi)


Launched as a replacement for the Rapid sedan, the Skoda Slavia arrived as the most luxurious budget sedan under 20 lakh. With features like a sunroof, full-TFT instrument console, powered and ventilated front seats, and a wireless charger, and Skoda’s traditional excellence in cabin quality, fit and finish, and safety, the Slavia quickly became a hot favourite among sedan lovers.  


Powertrain details

  • Engine: 1.0-litre three-cylinder turbocharged petrol engine / 1.5-litre four-cylinder turbocharged petrol engine
  • Transmission: 6-speed manual and 6-speed AT (1.0-litre turbo-petrol) / 7-speed dual-clutch automatic (1.5-litre turbo-petrol)
  • Maximum power: 115 PS @ 5,000-5,500 rpm (1.0-litre turbo-petrol) / 150 PS @ 5,000-6,000 rpm (1.5-litre turbo-petrol)
  • Maximum torque: 178 Nm @ 1,750-4,500 rpm (1.0-litre turbo-petrol) / 250 Nm @ 1,600-3,500 rpm (1.5-litre turbo-petrol)

Kia Syros


Price: Rs 9.50 Lakh – Rs 17.80 Lakh (ex-showroom, Delhi)


An off-beat attempt from Kia in the sub-compact SUV space, the Syros is currently the most premium offering in its segment. While its quirky, tall-boy design might not be to everyone’s liking, the Kia Syros genuinely impresses with its premium features like ventilated front and rear seats, powered driver’s seat, panoramic sunroof, tri-screen fully-digital cockpit, reclining rear seats and best-in-class cabin space.


Powertrain details

  • Engine: 1.0-litre three-cylinder turbocharged petrol engine / 1.5-litre four-cylinder diesel
  • Transmission: 6-speed manual and 7-speed dual-clutch automatic (1.0-litre turbo-petrol) / 6-speed manual and 6-speed AT (1.5-litre diesel)
  • Maximum power: 120 PS @ 6,000 rpm (1.0-litre turbo-petrol) / 150 PS @ 4,000 rpm (1.5-litre diesel)
  • Maximum torque: 172 Nm @ 1,500-4,000 rpm (1.0-litre turbo-petrol) / 250 Nm @ 1,500-2,750 rpm (1.5-litre diesel)

Hyundai Creta


Price: Rs 11.11 Lakh – Rs 20.50 Lakh (ex-showroom, Delhi)


Undisputable is the word for the iconic Hyundai Creta, as despite the competition, this SUV has held its ground as the segment best-seller since its debut a decade ago. One of the primary reasons behind Hyundai Creta’s massive success has always been its best-in-class features and premium fit and finish levels, which have only improved with its most recent update.


Powertrain details

  • Engine: 1.5-litre four-cylinder petrol engine / 1.5-litre four-cylinder turbocharged petrol engine / 1.5-litre four-cylinder diesel engine
  • Transmission: 6-speed manual and CVT (1.5-litre petrol) / 7-speed DCT (1.5-litre turbo-petrol) / 6-speed manual or 6-speed automatic (1.5-litre diesel)
  • Maximum power: 115 PS @ 6,300 rpm (1.5-litre petrol) / 160 PS @ 5,500 rpm (1.5-litre turbo-petrol) / 116 PS @ 4,000 rpm (1.5-litre diesel)
  • Maximum torque: 143.8 Nm @ 4,500 rpm (1.5-litre petrol) / 253 Nm @ 1,500-3,500 rpm (1.5-litre turbo-petrol) / 250 Nm @ 1,500-2,700 rpm (1.5-litre diesel)

Mahindra Thar Roxx


Price: Rs 12.99 Lakh – Rs 23.39 Lakh (ex-showroom, Delhi)


The Mahindra Thar Roxx became a success story from day one due to the added practicality of the rear doors, more cabin and boot space and new-age features over the three-door Thar. Within 20 lakh, the second-top AX5 variant of the Thar Roxx is available with premium features that make it the most premium mid-size SUV one can buy under 20 lakh.


Powertrain details

  • Engine: 2.0-litre four-cylinder turbocharged petrol engine / 2.2-litre four-cylinder diesel.
  • Transmission: 6-speed manual and 6-speed automatic (both engine options)
  • Maximum power: 177 PS @ 5,000 rpm (2.0-litre turbo-petrol) / 175 PS @ 3,500 rpm (2.2-litre diesel)
  • Maximum torque: 380 Nm @ 1,750-3,000 rpm (2.0-litre turbo-petrol) / 400 Nm @ 1,750-2,750 rpm (2.2-litre diesel)

Maruti Suzuki Dzire


Price: Rs 6.84 Lakh – Rs 10.19 Lakh (ex-showroom, Delhi)


With the all-new fourth-generation Dzire, Maruti Suzuki has completely transformed the appeal of this sub-compact sedan. The Maruti Suzuki Dzire was never known for being a luxury product, but with its all-new contemporary styling, best-in-class infotainment system, and space and features like a sunroof and wireless charger in its latest update, this compact sedan has become much more ‘dzire-able’ than ever before.


Powertrain details

  • Engine: 1.2-litre three-cylinder petrol engine
  • Transmission: 5-speed manual and 5-speed AMT
  • Maximum power: 81.6 PS @ 5,700 rpm
  • Maximum torque: 111.7 Nm @ 4,300 rpm

Tata Curvv


Price: Rs 10.00 Lakh – Rs 19.52 Lakh (ex-showroom, Delhi)


The trend of SUV-coupes, started by much more luxurious models like the Lamborghini Urus and BMW X6, has finally entered the sub-20 lakh segment with the Tata Curvv. Besides its unique body style - a combination of an SUV and a sedan - the Tata Curvv also impresses with soft-touch plastics, leather upholstery, and class-leading features. This makes it a very premium and luxurious product by the standards of Tata Motors and the compact SUV segment.


Powertrain details

  • Engine: 1.2-litre three-cylinder turbocharged petrol engine / 1.2-litre three-cylinder direct-injection turbocharged petrol engine / 1.5-litre four-cylinder diesel engine
  • Transmission: 6-speed manual and 7-speed DCT (all engine options)
  • Maximum power: 120 PS @ 5,500 rpm (1.2-litre turbo-petrol) / 125 PS @ 5,000 rpm (1.2-litre DI turbo-petrol) / 118 PS @ 4,000 rpm (1.5-litre diesel)
  • Maximum torque: 170 Nm @ 1,750-4,000 rpm (1.2-litre turbo-petrol) / 225 Nm @ 1,750-3,000 rpm (1.2-litre DI turbo-petrol) / 260 Nm @ 1,500-2,750 rpm (1.5-litre diesel)

A New Era of Affordable Premium Cars


With changing buying trends, gone are the days when people prioritised fuel efficiency over all other aspects. People today expect their cars to make them feel pampered with comfort and convenience features, as well as tech-laden powertrains that offer ample performance and styling that makes them head-turners. These budget cars under 20 lakh serve the purpose of being both luxurious and affordable at the same time.


FAQs


1. Which is the best luxury car under 20 lakh?
Under 20 lakh, cars like Hyundai Creta, Kia Carens Clavis, Skoda Slavia, Hyundai i20 N-Line, Kia Syros, Tata Curvv, Mahindra Thar Roxx and Maruti Suzuki Dzire have redefined their segments with best-in-class features and luxurious appeal.


2. Which is the cheapest luxury car in India?
At ₹ 10.19 lakh (ex-showroom, India), the top-spec variant of the Maruti Suzuki Dzire is the cheapest luxury car in India, featuring segment-best features such as all-LED lighting, a sunroof, a 9-inch infotainment system, and a wireless charger.


3. Which is the best SUV under 20 lakh?
SUVs under 20 lakh like Hyundai Creta, Mahindra Thar Roxx, Kia Syros, and Tata Curvv are currently the most premium and luxurious offerings.